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Personal loans can be used for almost any expense – from paying off credit cards to financing home repairs or even a much-needed vacation.
Personal loans can be used for any expense - from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans are a convenient alternative to bank loans or high-interest credit cards, with online loan request forms and no-hassle automated repayment.
The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the requested loan amount and payoff installment frequency. The loan terms are disclosed during the loan request process when you are directed to the lender and/or lending partner's loan agreement. Start your loan request now!
The time it takes to process a loan and transfer or ACH funds into an individual's account varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals often receive their loan funds as soon as the next business day after approval.